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HIGH-YIELD SAVINGS ACCOUNT

3.25% APY¹. $100 to start.

That's really it.
 
Earn 3.25% APY on balances up to $50,000 with no monthly fees, no confusing rate structures, and just $100 to get started.

Graphic with a hand holding a phone with speech bubbles and the CUA logo. The first text bubble says "Most banks make this complicated." The reply is "We're not a bank."

A smarter place for your savings.

As a credit union, we exist to serve our members, not shareholders.

Whether you're building an emergency fund or saving toward something bigger, your High-Yield Savings Account puts your money to work without locking it up or loading you down with confusing requirements.

Competitive Rate

Earn 3.25% APY on balances up to $50,000, well above the national average savings rate2.

No Surprise Fees

There's no monthly fee as long as your account stays active.3 You only need $100 to open.

Flexible Access

Your money stays liquid. Transfer funds when you need them with no waiting periods and no withdrawal penalties.

Federally Insured

Your deposits are federally insured by the NCUA, so your savings are protected up to applicable limits.


Ready to earn more?

Open your High-Yield Savings Account online today.

The whole process takes just a few minutes with no branch visit needed and no paperwork to mail in.


1APY = Annual Percentage Yield. 3.25% APY ≤$50,000; 0.10% APY >$50,000.Effective April 1, 2026. Rate may change after opening. $100 minimum to open. Fees may reduce earnings.

2Compared to the 0.39% national average savings account rate as of March 2026, per the FDIC. National average rate is subject to change.

3A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.